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         1     IN THE COURT OF COMMON PLEAS OF CHESTER COUNTY,
 
         2                        PENNSYLVANIA
 
         3
 
         4                            
 
         5
             PENNSYLVANIA MANUFACTURERS'  : CIVIL ACTION  LAW
         6   ASSOCIATION INSURANCE COMPANY:
 
         7         vs.                    :
 
         8   CULBERTSON ENTERPRISES, INC. : No. 9203105
                                      
         9   CULBERTSON ENTERPRISES, INC.,: CIVIL ACTION  LAW
             et al,                       :
        10         vs.                    :
             PENNSYLVANIA MANUFACTURERS'  :
        11   ASSOCIATION INSURANCE COMPANY: No. 9210391
                                       
        12        Phoenixville, Pa., Thursday, October 19, 2000
                                      
        13
 
        14                Deposition of ROBERT L. CONRAD, taken
 
        15   pursuant to notice, at the law offices of Unruh,
 
        16   Turner, Burke & Frees, P.C., 120 Gay Street,
 
        17   Phoenixville, Pennsylvania, on the above date,
 
        18   beginning at 10:04 a.m., before Donna A. Bittner,
 
        19   RMRCRR.

 
        20
 
        21                            
 
        22
                           DONNA A. BITTNER REPORTING
        23              REGISTERED PROFESSIONAL REPORTERS
                                  61 Penn Road
        24                Voorhees, New Jersey  08043
                                 (856) 7686619
 
                           DONNA A. BITTNER REPORTING
 
 
 
 
                                                               2
 
 
 
         1
             APPEARANCES:
         2
                   EDWARD A. GREENBERG, ESQUIRE
         3         Daller, Greenberg & Dietrich LLP
                      Valley Green Corporate Center
         4            7111 Valley Green Road
                      Fort Washington, Pennsylvania  19034
         5                           and
                   STEPHEN R. GARTNER, ESQUIRE
         6         JOHN J. SELLINGER, ESQUIRE
                     380 Sentry Parkway
         7           Blue Bell, Pennsylvania 19422
 
         8               Counsel for Pennsylvania Manufacturers
                          Association Insurance Company
         9