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          1         IN THE UNITED STATES DISTRICT COURT 
                       FOR THE DISTRICT OF MARYLAND 
          2   
             
          3                        * * * 
              
          4  
             VALLEY FORGE LIFE         :   CIVIL ACTION 
          5  INSURANCE COMPANY,        :   NO. WMN 02 CV 309
                           Plaintiff,  : 
          6                            : 
                       vs.             : 
          7                            : 
             HOWARD KLEINMAN, et al.,  : 
          8                Defendants. :
              
          9  
                                   * * * 
         10   
                         Monday, November 24, 2003 
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                                   * * * 
         12   
             
         13             Oral deposition of ROBERT M. TOBOROWSKY, 

         14  M.D., taken at the law offices of DRINKER, BIDDLE & 

         15  REATH, LLP, One Logan Square, 20th Floor, 18th and 

         16  Cherry Streets, Philadelphia, Pennsylvania  19103, 

         17  beginning at 2:38 p.m., before Cheryl L. Goldfarb, 

         18  a Registered Professional Reporter and an approved 

         19  reporter of the United States District Court. 

         20                        * * * 

         21   

         22             ESQUIRE DEPOSITION SERVICES 
                       1880 John F. Kennedy Boulevard 
         23                      15th Floor 
                     Philadelphia, Pennsylvania  19103 
         24                     215.988.9191
             



                         ESQUIRE DEPOSITION SERVICES


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          1  A P P E A R A N C E S : 
              
          2   
             
          3       JASON P. GOSSELIN, ESQUIRE
                  JOSEPH C. HOLDEN, ESQUIRE
          4       DRINKER, BIDDLE & REATH, LLP
                        One Logan Square
          5             20th Floor
                        18th and Cherry Streets 
          6             Philadelphia, Pennsylvania  19103 
                        215.988.2700 
          7       -- Representing the Plaintiff 
              
          8   
             
          9       ROBERT L. HANLEY, JR., ESQUIRE 
                  NOLAN, PLUMHOFF & WILLIAMS CHARTERED 
         10             Suite 700 Nottingham Centre
                        502 Washington Avenue 
         11             Towson, Maryland  21204 
                        410.823.7800 
         12       -- Representing the Defendant,
                     Sylvia W. Bear, as trustee of the assets
         13          of Maryland Commercial Loans, Inc. 
                     (a defunct Maryland corporation)
         14   
              
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                         ESQUIRE DEPOSITION SERVICES


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          1                      I N D E X 

          2                        * * * 

          3  WITNESS:  ROBERT M. TOBOROWSKY, M.D.

          4  QUESTIONED BY:                               PAGE: 

          5          MR. HANLEY                             5 

          6                        * * * 

          7                   E X H I B I T S 
             TOBOROWSKY 
          8  NUMBER           DESCRIPTION          MARKED FOR ID 
              
          9   
              1   Notice to Take Deposition and Subpoena       6 
         10        
              2   Curriculum Vitae                            21 
         11   
              3   Document entitled, "Listing of Cases -      41 
         12       Robert M. Toborowsky, M.D."
             
         13   4   Report dated February 7, 2003               58
                  
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                         ESQUIRE DEPOSITION SERVICES


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          1              DEPOSITION SUPPORT INDEX 

          2   

          3          DIRECTION TO WITNESS NOT TO ANSWER 

          4  Page   Line        Page   Line         Page   Line 

          5                        (None) 

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          8         REQUEST FOR PRODUCTION OF DOCUMENTS 

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